Privacy Policy

We collect information you provide when you fill out our lead capture forms, create an account, request support or information, communicate with us via third-party platforms, participate in a contest or survey, use the chat function, or otherwise communicate with us. This may include:

• Name, email address, postal address, and phone number
• Social Security number
• Age and/or date of birth
• Location and approximate value of your property
• Financial information such as income, assets, net worth, bank account information, and credit/debit card numbers
• Home ownership status and employment status and history
• Insurance information
• Demographic information such as race, ethnicity, and gender (gathered pursuant to federal requirements)
• Related loan products or services you have used in the past
• Other profile data, including your interests and preferences

We automatically collect certain information about your interactions with our Services, including:

• Device and Usage Information: Hardware model, operating system version, mobile network, IP address, unique device identifiers, browser type, app version, access times, pages viewed, links clicked, and the page you visited before navigating to our Services.
• Transactional Information: Product or service details, financial details, and the date and location of the transaction.
• Content: As you allow through your device, we may collect information and content stored on your device.
• Location Information: In accordance with your device permissions, we may collect precise location data. You may stop this at any time (see Your Choices).

We obtain information from third-party sources including identity or other verification services, credit bureaus (including your credit report), advertising networks, mailing list providers, service providers, and data brokers.

Our Services may allow or require you to connect with third-party services through providers (such as Plaid or AccountChek by FormFree) to import bank account information directly to us.

If you create or log into your account through a third-party platform such as Facebook or Google, we may have access to certain information from that platform in accordance with their authorization procedures.

We may derive information or draw inferences about you based on the information we collect. For example, we may make inferences about your location based on your IP address or infer purchasing interests from your browsing behavior. We may use artificial intelligence, including large language models and machine learning, to derive this information.

We share with vendors, service providers, and consultants that perform services for us, such as web hosting, payment processing, fraud prevention, customer service, data analytics, technical support, marketing, and property title and appraisal services. We limit information shared and require they only use it for the services requested.

We share with lending partners, affiliated businesses, and other third parties for their services and marketing purposes, analytics, and in some cases to jointly market and provide products and services.

With data partners (such as Plaid and AccountChek by FormFree), you can grant us access to your financial accounts and employment information for verification purposes.

We may disclose personal information as required by law, to meet national security or law enforcement requirements, if your actions are inconsistent with our policies, if you have violated the law, or to protect rights, property, and safety. We share with lawyers and professional advisors as necessary.

We may share in connection with any merger, sale of assets, financing, reorganization, joint venture, assignment, or acquisition of our business, including bankruptcies.

We share with your consent or at your direction, including through third-party integrations you enable and with professionals you identify (real estate agents, financial consultants, legal representation, etc.).

We also share aggregated or de-identified information that cannot reasonably be used to identify you.

We use cookies to ensure Services function and optimize experience. You may turn off advertising cookies and update preferences at any time. You can also manage cookies at your browser level.

We share personal information to allow others to provide analytics services and serve advertisements. These entities may use cookies, web beacons, and device identifiers to collect information including your IP address, pages viewed, time spent, links clicked, and conversion information.

To opt out, visit www.aboutads.info/choices. Your device may also include "Limit Ad Tracking" (iOS) or "Opt Out of Interest-Based Ads" (Android) features.

We share personal information to serve ads on third-party platforms (such as Facebook). We or the platforms may convert your information into a unique value for matching and ad personalization. Third-party platforms may offer you choices about seeing these ads.

In the preceding 12 months, we have collected the following categories:

Under certain state definitions, we may "sell" or "share" personal information with third parties for cross-context behavioral advertising. We may share identifiers and internet activity with advertising partners. You have the right to opt out at any time. We do not knowingly sell or share personal information about consumers under 16.

• Right to Know/Access: Request categories and specific pieces of personal information we collect, use, disclose, and sell, in a portable format.
• Right to Delete: Request deletion of your personal information, subject to legal exceptions.
• Right to Correct: Request correction of inaccurate information.
• Right to Opt-Out: Opt out of sale/sharing and targeted advertising.
• Right to Limit Sensitive PI: Limit processing to only necessary uses.
• Right to Appeal: Appeal refused requests. Oregon residents may contact the Oregon Attorney General.
• Right to Data Portability: Obtain previously provided information in a portable format.

Contact us at (408) 838-9060 or email privacy@huklberryloans.com. We target a 45-day response (extensions up to 90 days with written notice). Up to two requests per 12-month period. No fee unless excessive or manifestly unfounded.

Authorized agents must provide power of attorney or valid written authority.

Usage is restricted to: (i) providing and improving products; (ii) detecting security incidents; (iii) resisting fraudulent or illegal actions; (iv) ensuring physical safety; (v) non-personalized advertising; (vi) maintaining or servicing accounts; and (vii) improving services. Where required by state law, we obtain your consent before collecting Sensitive Personal Information.